Patch Homes

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Program Details

Base Commission Variable
Payment Frequency Monthly
Payment Type Check, Direct Deposit
Accepted Countries Global (U.S. Primary)

Patch Homes Affiliate Program: Overview

Patch Homes is a modern finance company and platform helping would-be and existing homeowners gain an alternative to traditional home equity loans. The service comes with no monthly fees or interest in exchange for a portion of the future appreciation (or depreciation) of clients’ home value. This service allows homeowners conduct much-needed maintenance, repairs, or upgrades when they’ve previously been given a “no” from other home loan providers and refinancers.

The Patch Homes affiliate program pays variable commissions dependant on referral quality.

The Patch Homes program is one of the most hands-off promotions in the loan industry. Their support and online application process remove excess, troublesome barriers making the experience simple and easy-to-understand. Their quick closing (3-4 weeks) streamlines the referral opportunity.

The Patch Homes Program: Pros and Cons

The Patch Homes program is an ideal match for: mortgage brokers, real estate agents, financial advisors, and general contractors. Partner with the program lets you share a referral code to a client and Patch Homes handling the rest. If leads take out a contract, then you get a bonus.


  • Variable commissions for quality clients and referrals
  • Disruptive brand redefining the home loan market


  • Long wait time from referral to bonus (3-4 weeks for closing)
  • Limited creative assets and resources for promotions

Patch Homes Offers and Promotions: Our Verdict

Patch Homes, and their offers and promotions, are on track to disrupt its industry. Their streamlined application and closing process, clean interface, and great coverage from industry influencers have made them a leading player – making your job at their promotions much, much easier.

It’d be nice if they reported commissions up-front, but it makes sense because every referred client will have different needs and requirements. The backend could use an upgrade to offer more for its partners. But, the program is a strong contender for your main loan partnership, no doubt.

In all, the Patch Homes affiliate program has a great, money-making opportunity for its partners, stellar services, and customer service – you won’t have trouble promoting their offers on your site.